NEW OPPORTUNITY FOR BUSINESSES.

New regulations allow you to charge the customer for the processing and transaction fees. It's becoming common place with many businesses around the country, like Gas stations, Ticket purchases, PayPal and many others. Yet many businesses still don't know they can take advantage of this opportunity and save thousands of dollars. 

Listen to this video and see how your business can take advantage of these changes.

Starbucks is doing it.

Starbucks is rolling out the Cash Discount Program in Florida without any push back.

Bungalow Restaurant is doing it.

The Bungalow in Newport Beach California is now using the cash back program at their renown restaurant.  

Over 30,000 businesses are doing it.

Merchants are learning that customers appreciate the choice of how they pay when it keeps the cost of goods and services down. 

Merchants no longer have to pay for the high cost of credit card processing fees.

In the last 4 years transaction fees for rewards cards have gone up 24% for merchants. 

 Credit card transaction fees are one of the largest, and fastest-growing, operating costs for American businesses. 

 In Australia merchants have been able to eliminate credit card fees since 2003. Today, 42% of all merchants and 60% of all large merchants there pass on the transaction fees when customers choose to use credit.

 Good News: with some recent regulatory and policy changes that same opportunity has finally been made available in the U.S. 

 Merchants can NOW keep 100% of every credit card sale. It is a true 0% cost for all Credit Card transactions.

Talk to a real person and get more information.

NEED MORE INFORMATION? WATCH THIS EXPLAINER VIDEO.

Are you sick and tired of paying credit card processing fees? Zero Cost Credit allows your company to do $100 in business and keep $100. By making this one easy adjustment you can significantly increase your bottom line. Customers get a discount for paying with cash. Those who don’t take advantage of the cash discount can pay 4% or less in credit card fees for their purchase. That is a small amount to the customer but a big savings to you. 

 Recent studies showed that 99.2% of customers found cash discounting not to be an issue at the point of sale. It has had no impact on companies’ sales volume. It does not affect consumer behavior.

The Industry believes every business will be passing the credit card fees to their customers in the next 3 – 5 years.

CHANGE IS UNAVOIDABLE. YOU CHANGE EITHER TO STAY AHEAD OR TO CATCH UP.

MIKE HAWKINS

YOUR BUSINESS IS FULLY SUPPORTED

16,000 Merchants World Wide. Local Personal Account Consultants. Customer Service Oriented. Full Backend Support.

SOLUTIONS TO FIT ANY BUSINESS

Online. 
Virtual Terminal.
Mobile Payments.
Retail Terminals.

100% COMPLIANCE.

Pass credit card processing fees to your customers and we take care of compliance for you.

NO CHARGE TO GET STARTED.

No long term contracts.
No termination fee.
No equipment cost for a limited time.

Credit Card      
Rules

We Have the card brand rules covered. To pass on the credit card fee, merchants must comply with the contractual rules required by the card brands (such as Visa and MasterCard) as a condition of accepting their cards. Zero Cost Credit processing is a turnkey solution and automatically has you covered. 

The Rule

The merchant must be registered with the card brands. 

The merchant must inform their customers of the credit card fee with appropriate signage at the store entrance (if applicable) and at the point of sale. 

The amount of the credit card fee must not exceed 4%, and the merchant must not profit from the credit card fee. 

The credit card fee and the price of the product or service must be processed together as one transaction. 

The receipt must show the amount of the credit card fee as a separate line item.

The merchant must not apply a fee to debit cards.

The solution

Our team completes each registration on your behalf.

Our team provides you with all necessary signage, keeping customers informed—and keeping you compliant.


Our solution passes on a 3.5% credit card fee. You receive 100% of your sale—no more or less. 


Our solution processes the credit card fee and the purchase amount as one transaction.


Our solution produces a receipt that itemizes the credit card fee. 

Our solution automatically detects when a debit card is entered and applies no fee.

WHAT OUR CUSTOMERS are SAYing

The businesses are extremely happy not paying transaction fees.  Especially on AMEX and other high cost credit cards

Contact Us

We love helping businesses save money. It is unfortunate that so many people, business owners included, think the banks are paying for the rewards and points paid to the card holders, but we know that's not true. 

 We know it's the merchants who are paying these fees and we don't think it's fair for you to have to do that.

 If you feel the same way, contact us so we can get you more information.

Email info@mbcard.com